# 甜心记账 vs Timhabit

The clearest difference is ads: Timhabit at none against 甜心记账's shown. 甜心记账's advantage is update cadence (every 9 days vs every 3 months) and iOS requirement (15.0 vs 17.6). On price, in-app purchases and device support there is nothing between them.

Both are free to download. 甜心记账 sells 5 one-off in-app purchases and Timhabit sells 2 in-app purchases, starting at $0.99 per year. Whichever you choose, the download price is not the number that matters.

甜心记账 ships an update every 9 days, Timhabit every 3 months. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 甜心记账 | Timhabit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/ai/id6747099273/reviews)** | — |
| Number of ratings | **5** | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 9 days** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 190 MB | 17 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [雄 陶](https://appshunter.io/developer/1819508821) | [龙飞 庄](https://appshunter.io/developer/1691085569) |

## What reviewers say

### 甜心记账

[App page](https://appshunter.io/ios/app/ai/id6747099273)

This app helps you manage personal finances with smart bookkeeping and AI analysis. It offers personalized spending insights, saving tips, and financial planning to help you reach your financial goals. Engage in conversations with an AI assistant for 24/7 financial guidance.

**Highlights:** Smart bookkeeping, AI financial analysis, Personalized spending insights, Saving tips, Financial planning, AI assistant conversations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 永久会员 | $4.99 | one-time |
| 月卡 | $6.99 | one-time |
| 永久会员SVIP | $7.99 | one-time |
| 季卡 | $9.99 | one-time |
| 年卡 | $12.99 | one-time |


### Timhabit

[App page](https://appshunter.io/ios/app/timhabit-habit-tracker/id6793509982)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly Vip | $0.99 | per year |
| LifeTime | $2.99 | one-time |


## Frequently asked questions

### Is 甜心记账 free?

甜心记账 is free to download, with in-app purchases available.

### Is Timhabit free?

Timhabit is free to download, with in-app purchases available.

### Do 甜心记账 or Timhabit have ads?

甜心记账 shows ads; Timhabit does not.

### Which is updated more often, 甜心记账 or Timhabit?

甜心记账 ships an update every 9 days, and Timhabit every 3 months. Most recently, 甜心记账 was updated on October 16, 2026 and Timhabit on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*