# Vancity vs CVCalculator

The clearest difference is review sentiment: CVCalculator at 100% against Vancity's 25%. CVCalculator also leads on update cadence (every 9 days vs every 3 weeks). Vancity's advantage is in-app purchases (none vs 3) and iOS requirement (14.0 vs 17.5). On price, ads and device support there is nothing between them.

Both are free to download. CVCalculator sells 3 in-app purchases, starting at $4.99 per month. Vancity asks for nothing beyond the download.

Vancity ships an update every 3 weeks, CVCalculator every 9 days. The most recent releases landed on October 21, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Vancity | CVCalculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vancity/id6747142162/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 24.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 216 MB | 4 MB |
| Requires iOS | **14.0** | 17.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vancity](https://appshunter.io/developer/483422745) | [David McCrory](https://appshunter.io/developer/1878417502) |

## What reviewers say

### Vancity

[App page](https://appshunter.io/ios/app/vancity/id6747142162)

Manage your banking needs with a full-service app from a member-owned financial cooperative. Pay bills, send money, deposit checks, track card purchases, and apply for loans. Securely access your accounts and find nearby branches or ATMs.

**Highlights:** Bill payment and scheduling, Secure INTERAC e-Transfers, Enviro™ Visa* card tracking, Mobile check deposit, Quick loan application, Branch and ATM locator, Multi-factor authentication

**In-app purchases:** none


### CVCalculator

[App page](https://appshunter.io/ios/app/cvcalculator/id6759869222)

This app helps you understand the present-day value of your defined benefit pension. It provides educational estimates, tracks changes based on interest rates, and explains transfer rules and tax implications.

**Highlights:** Estimate pension commuted value, Track value changes over time, Understand transfer rules and tax implications, Explore different retirement scenarios, Built-in explanations for pension members, Educational tool for understanding pension assets

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CV Pro Monthly | $4.99 | per month |
| CV Pro Annual | $39.99 | per year |
| CV Pro Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Vancity free?

Vancity is free to download, with no in-app purchases.

### Is CVCalculator free?

CVCalculator is free to download, with in-app purchases available.

### Do Vancity or CVCalculator have ads?

Neither Vancity nor CVCalculator shows ads.

### Which is updated more often, Vancity or CVCalculator?

Vancity ships an update every 3 weeks, and CVCalculator every 9 days. Most recently, Vancity was updated on October 21, 2026 and CVCalculator on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*