# Cusp vs Finly

The clearest difference is in-app purchases: Cusp at none against Finly's 3. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Finly sells 3 in-app purchases, starting at $4.99 per month. Cusp asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Cusp against 5.0 for Finly. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Cusp ships an update every 2 weeks, Finly fortnightly. The most recent releases landed on September 21, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Cusp | Finly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/cusp/id6747161256/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 102 MB | 79 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | +17 |
| Developer | [Cusp Money Advisors Pvt Ltd](https://appshunter.io/developer/1820112675) | [R.S Digital Labs](https://appshunter.io/developer/1871438922) |

## What reviewers say

### Cusp

[App page](https://appshunter.io/ios/app/cusp/id6747161256)

This app acts as your financial alter ego, aggregating all your wealth in one place. It leverages financial knowledge to help you track, plan, and grow your personal and family's wealth through personalized guidance.

**Highlights:** Aggregate all wealth in one place, Personalized wealth growth strategies, Family wealth management, Financial planning tools, Expense management guidance, Investment optimization

**In-app purchases:** none


### Finly

[App page](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599)

Track expenses and build budgets without linking bank accounts. This AI-powered app uses voice commands, receipt scanning, and statement imports for complete privacy. Get insights into spending patterns and receive alerts before you overspend.

**Highlights:** AI-powered voice expense logging, Import bank statements (PDF/CSV), Receipt scanning with AI, Customizable budgets and alerts, Spending breakdown and trend charts, Bank-level privacy, no account linking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finly Premium Monthly | $4.99 | per month |
| Finly Premium Yearly | $49.99 | per year |
| Finly Premium Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Cusp free?

Cusp is free to download, with no in-app purchases.

### Is Finly free?

Finly is free to download, with in-app purchases available.

### Which has better reviews, Cusp or Finly?

Cusp and Finly are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Cusp or Finly have ads?

Neither Cusp nor Finly shows ads.

### Which is updated more often, Cusp or Finly?

Cusp ships an update every 2 weeks, and Finly fortnightly. Most recently, Cusp was updated on September 21, 2026 and Finly on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*