# FSPay vs VTM Vault

FSPay and VTM Vault are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FSPay ships an update every 3 months, VTM Vault every 4 months. The most recent releases landed on October 17, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | FSPay | VTM Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/fspay/id6747211568/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | — |
| Size | 46 MB | 47 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Finance and Solutions Payments SAPI](https://appshunter.io/developer/1820294174) | [CANTON AND FOSHAN SA DE CV](https://appshunter.io/developer/1835944168) |

## What reviewers say

### FSPay

[App page](https://appshunter.io/ios/app/fspay/id6747211568)

Manage your payments and optimize transactions with personalized financial solutions. Access your card operations 24/7, control spending, and receive real-time transaction notifications. Enjoy robust cybersecurity features for peace of mind.

**Highlights:** Card operations management, 24/7 platform access, Mobile banking with SPEI transfers, Spending control by merchant type, Real-time transaction notifications, Virtual card with dynamic PIN, Biometric access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VTM Vault

[App page](https://appshunter.io/ios/app/vtm-vault/id6751596299)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FSPay free?

FSPay is free to download, with no in-app purchases.

### Is VTM Vault free?

VTM Vault is free to download, with no in-app purchases.

### Do FSPay or VTM Vault have ads?

Neither FSPay nor VTM Vault shows ads.

### Which is updated more often, FSPay or VTM Vault?

FSPay ships an update every 3 months, and VTM Vault every 4 months. Most recently, FSPay was updated on October 17, 2026 and VTM Vault on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*