# FSPay vs ZenCena

The clearest difference is in-app purchases: FSPay at none against ZenCena's 2. ZenCena's advantage is update cadence (fortnightly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. ZenCena sells 2 in-app purchases, starting at $2.99 per month. FSPay asks for nothing beyond the download.

FSPay ships an update every 3 months, ZenCena fortnightly. The most recent releases landed on October 1, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | FSPay | ZenCena |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/fspay/id6747211568/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 46 MB | 41 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Finance and Solutions Payments SAPI](https://appshunter.io/developer/1820294174) | [Jonathan Alexis Diaz Gonzalez](https://appshunter.io/developer/1896770746) |

## What reviewers say

### FSPay

[App page](https://appshunter.io/ios/app/fspay/id6747211568)

Manage your payments and optimize transactions with personalized financial solutions. Access your card operations 24/7, control spending, and receive real-time transaction notifications. Enjoy robust cybersecurity features for peace of mind.

**Highlights:** Card operations management, 24/7 platform access, Mobile banking with SPEI transfers, Spending control by merchant type, Real-time transaction notifications, Virtual card with dynamic PIN, Biometric access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ZenCena

[App page](https://appshunter.io/ios/app/zencena/id6771092550)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ZenCena Premium | $2.99 | per month |
| ZenCena Premium | $19.99 | per year |


## Frequently asked questions

### Is FSPay free?

FSPay is free to download, with no in-app purchases.

### Is ZenCena free?

ZenCena is free to download, with in-app purchases available.

### Do FSPay or ZenCena have ads?

Neither FSPay nor ZenCena shows ads.

### Which is updated more often, FSPay or ZenCena?

FSPay ships an update every 3 months, and ZenCena fortnightly. Most recently, FSPay was updated on October 1, 2026 and ZenCena on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*