# 有拖冇欠 SettleUp vs MidasVault

有拖冇欠 SettleUp and MidasVault are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

有拖冇欠 SettleUp ships an update every 10 days, MidasVault every 3 weeks. The most recent releases landed on October 18, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | 有拖冇欠 SettleUp | MidasVault |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Size | 66 MB | 95 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Kwok Tim Chan](https://appshunter.io/developer/1511362732) | [Midaspay SP Limited](https://appshunter.io/developer/1822742780) |

## What reviewers say

### 有拖冇欠 SettleUp

[App page](https://appshunter.io/ios/app/settleup/id6747300980)

**Features:** Vision Pro support

**In-app purchases:** none


### MidasVault

[App page](https://appshunter.io/ios/app/midasvault/id6747756866)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 有拖冇欠 SettleUp free?

有拖冇欠 SettleUp is free to download, with no in-app purchases.

### Is MidasVault free?

MidasVault is free to download, with no in-app purchases.

### Do 有拖冇欠 SettleUp or MidasVault have ads?

Neither 有拖冇欠 SettleUp nor MidasVault shows ads.

### Which is updated more often, 有拖冇欠 SettleUp or MidasVault?

有拖冇欠 SettleUp ships an update every 10 days, and MidasVault every 3 weeks. Most recently, 有拖冇欠 SettleUp was updated on October 18, 2026 and MidasVault on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*