# 有拖冇欠 SettleUp vs Today

The clearest difference is in-app purchases: 有拖冇欠 SettleUp at none against Today's 3. 有拖冇欠 SettleUp also leads on iOS requirement (15.5 vs 18.0). Today's advantage is update cadence (every 3 days vs every 10 days). On price, ads and device support there is nothing between them.

Both are free to download. Today sells 3 in-app purchases, starting at $20.00 per month. 有拖冇欠 SettleUp asks for nothing beyond the download.

有拖冇欠 SettleUp ships an update every 10 days, Today every 3 days. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 有拖冇欠 SettleUp | Today |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.3 (11 ratings)](https://appshunter.io/ios/app/today-personal-ai-assistant/id6760608312/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | — | 60.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 3 days** |
| Monetization | — | Subscription |
| Size | 66 MB | 81 MB |
| Requires iOS | **15.5** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Kwok Tim Chan](https://appshunter.io/developer/1511362732) | [Today AI](https://appshunter.io/developer/1885296452) |

## What reviewers say

### 有拖冇欠 SettleUp

[App page](https://appshunter.io/ios/app/settleup/id6747300980)

**Features:** Vision Pro support

**In-app purchases:** none


### Today

[App page](https://appshunter.io/ios/app/today-personal-ai-assistant/id6760608312)

This AI assistant understands your context to proactively help you manage your day. Chat naturally via text or voice, build useful memory, and turn requests into actions. Connect services like email and calendars for personalized briefings and timely updates.

**Highlights:** Natural language chat (text/voice), Contextual memory building, Task automation and background processing, Personalized daily briefings, Service integrations (email, calendar), Cross-channel interaction

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Today Pro Monthly | $20.00 | per month |
| Today Pro Monthly | $20.00 | per month |
| Today Ultra Monthly | $200.00 | per month |


## Frequently asked questions

### Is 有拖冇欠 SettleUp free?

有拖冇欠 SettleUp is free to download, with no in-app purchases.

### Is Today free?

Today is free to download, with in-app purchases available.

### Do 有拖冇欠 SettleUp or Today have ads?

Neither 有拖冇欠 SettleUp nor Today shows ads.

### Which is updated more often, 有拖冇欠 SettleUp or Today?

有拖冇欠 SettleUp ships an update every 10 days, and Today every 3 days. Most recently, 有拖冇欠 SettleUp was updated on October 18, 2026 and Today on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*