# Thrive vs Loantrack

The clearest difference is review sentiment: Loantrack at 100% against Thrive's 0%. Loantrack also leads on in-app purchases (none vs 5) and update cadence (every 10 days vs every 2 months). Thrive's advantage is iOS requirement (18.4 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Thrive sells 5 in-app purchases, starting at $2.99 per month. Loantrack asks for nothing beyond the download.

Thrive ships an update every 2 months, Loantrack every 10 days. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Thrive | Loantrack |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 11 MB | 6 MB |
| Requires iOS | **18.4** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sabrina Ghadieh](https://appshunter.io/developer/1820860487) | [Sukhjinder Singh](https://appshunter.io/developer/1875466930) |

## What reviewers say

### Thrive

[App page](https://appshunter.io/ios/app/thrive-budget-planner/id6747331955)

Gain control over your finances with a flexible budgeting system. This app helps you understand your spending habits through custom tags and real-time tracking, offering visual breakdowns of your financial activity. Plan your budget monthly with easy transaction logging.

**Highlights:** Tag income and expenses, Create custom views, Track spending against budget, Visual spending breakdowns, Monthly budget planning, Log transactions with Apple Shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly (Reduced) | $2.99 | per month |
| Monthly | $4.99 | per month |
| Yearly (Reduced) | $29.99 | per year |
| Yearly | $44.99 | per year |
| Lifetime | $79.99 | one-time |


### Loantrack

[App page](https://appshunter.io/ios/app/loantrack/id6758877678)

This app provides a clear and structured way to manage money lent and borrowed, whether personal or institutional. It features a clean interface to track balances, payments, and dates, with options for logging payments, charging interest, and setting reminders. Your data remains private on your device with optional iCloud backup and app locking.

**Highlights:** Track lent and borrowed money separately, Running totals for owed and owing, Log payments and track progress, Charge interest (monthly, flat, reducing), Set payment reminders, Archive finished loans, Face ID app lock

**In-app purchases:** none


## Frequently asked questions

### Is Thrive free?

Thrive is free to download, with in-app purchases available.

### Is Loantrack free?

Loantrack is free to download, with no in-app purchases.

### Do Thrive or Loantrack have ads?

Neither Thrive nor Loantrack shows ads.

### Which is updated more often, Thrive or Loantrack?

Thrive ships an update every 2 months, and Loantrack every 10 days. Most recently, Thrive was updated on October 6, 2026 and Loantrack on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*