# Keystone vs Monfy

The clearest difference is in-app purchases: Keystone at none against Monfy's 1. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Monfy sells 1 in-app purchase, starting at $2.99 per month. Keystone asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Keystone against 5.0 for Monfy. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

Keystone ships an update every 9 days, Monfy every 8 days. The most recent releases landed on October 7, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Keystone | Monfy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/keystone-shared-budgets/id6747334458/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/monfy-budget-expense-tracker/id6751854988/reviews) |
| Number of ratings | **5** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 8 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 30 MB | 69 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alexander Jacob Frutkin](https://appshunter.io/developer/1820870581) | [Lutfullah Ozturk](https://appshunter.io/developer/1837216247) |

## What reviewers say

### Keystone

[App page](https://appshunter.io/ios/app/keystone-shared-budgets/id6747334458)

This app streamlines group finances by simplifying expense tracking, budget planning, and payment management. It offers features like AI-powered receipt scanning, customizable approval workflows, and role-based permissions to bring clarity and control to shared financial activities.

**Highlights:** Hierarchical budgets, Role-based permissions, Customizable approval workflows, Guest expense submissions, Audit trail, AI receipt scanning

**Features:** macOS Compatibility

**In-app purchases:** none


### Monfy

[App page](https://appshunter.io/ios/app/monfy-budget-expense-tracker/id6751854988)

Effortlessly track expenses, manage budgets, and understand financial habits with AI-powered receipt scanning. Sync accounts for shared expenses and monitor subscriptions to avoid overspending.

**Highlights:** AI receipt scanning, Expense and income tracking, Shared budget management, Subscription monitoring, Recurring transaction tracking, Detailed financial reports, Travel expense budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Aylık Premium Paket | $2.99 | per month |


## Frequently asked questions

### Is Keystone free?

Keystone is free to download, with no in-app purchases.

### Is Monfy free?

Monfy is free to download, with in-app purchases available.

### Which has better reviews, Keystone or Monfy?

Keystone and Monfy are both rated 5.0 out of 5 on the App Store, from 5 and 2 ratings respectively.

### Do Keystone or Monfy have ads?

Neither Keystone nor Monfy shows ads.

### Which is updated more often, Keystone or Monfy?

Keystone ships an update every 9 days, and Monfy every 8 days. Most recently, Keystone was updated on October 7, 2026 and Monfy on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*