# Keystone vs Shared Budget

The clearest difference is in-app purchases: Keystone at none against Shared Budget's 2. Keystone also leads on ratings volume (5 vs 1). Shared Budget's advantage is update cadence (every 2 days vs every 9 days). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Shared Budget sells 2 in-app purchases, starting at $4.99 per month. Keystone asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Keystone against 5.0 for Shared Budget. That said, the two scores are not equally well evidenced: Keystone has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Keystone ships an update every 9 days, Shared Budget every 2 days. The most recent releases landed on October 7, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Keystone | Shared Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/keystone-shared-budgets/id6747334458/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/shared-budget-expense-tracker/id6771901283/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 2 days** |
| Monetization | **Free** | Freemium |
| Size | 30 MB | 19 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Alexander Jacob Frutkin](https://appshunter.io/developer/1820870581) | [Ruby Game Studio LLC](https://appshunter.io/developer/1744350591) |

## What reviewers say

### Keystone

[App page](https://appshunter.io/ios/app/keystone-shared-budgets/id6747334458)

This app streamlines group finances by simplifying expense tracking, budget planning, and payment management. It offers features like AI-powered receipt scanning, customizable approval workflows, and role-based permissions to bring clarity and control to shared financial activities.

**Highlights:** Hierarchical budgets, Role-based permissions, Customizable approval workflows, Guest expense submissions, Audit trail, AI receipt scanning

**Features:** macOS Compatibility

**In-app purchases:** none


### Shared Budget

[App page](https://appshunter.io/ios/app/shared-budget-expense-tracker/id6771901283)

Manage household finances with a group. Track income, expenses, budgets, and debts with clear charts and recurring transaction features. Ideal for couples, roommates, or families.

**Highlights:** Shared group creation and member invitation, Quick income and expense logging, Category spending visualization, Monthly budget envelopes, Debt tracking, Recurring transaction setup, Shared task management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shared Budget Premium Monthly | $4.99 | per month |
| Shared Budget Premium | $39.99 | per year |


## Frequently asked questions

### Is Keystone free?

Keystone is free to download, with no in-app purchases.

### Is Shared Budget free?

Shared Budget is free to download, with in-app purchases available.

### Which has better reviews, Keystone or Shared Budget?

Keystone and Shared Budget are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.

### Do Keystone or Shared Budget have ads?

Neither Keystone nor Shared Budget shows ads.

### Which is updated more often, Keystone or Shared Budget?

Keystone ships an update every 9 days, and Shared Budget every 2 days. Most recently, Keystone was updated on October 7, 2026 and Shared Budget on September 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*