# Xcent vs CFB Treasury Services

The clearest difference is in-app purchases: CFB Treasury Services at none against Xcent's 3. Xcent's advantage is update cadence (every 2 weeks vs every 8 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Xcent sells 3 in-app purchases, starting at $2.99 per month. CFB Treasury Services asks for nothing beyond the download.

Xcent ships an update every 2 weeks, CFB Treasury Services every 8 months. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Xcent | CFB Treasury Services |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 8 months |
| Size | 16 MB | 1 MB |
| Requires iOS | **17.6** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ghiulai Ionut](https://appshunter.io/developer/1071267994) | [Community First Bank of Boscobel](https://appshunter.io/developer/885872736) |

## What reviewers say

### Xcent

[App page](https://appshunter.io/ios/app/xcent-expense-tracker/id6747335078)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $2.99 | per month |
| Premium Yearly | $22.99 | per year |
| Family Package | $34.99 | per year |


### CFB Treasury Services

[App page](https://appshunter.io/ios/app/cfb-treasury-services/id6756680795)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Xcent free?

Xcent is free to download, with in-app purchases available.

### Is CFB Treasury Services free?

CFB Treasury Services is free to download, with no in-app purchases.

### Do Xcent or CFB Treasury Services have ads?

Neither Xcent nor CFB Treasury Services shows ads.

### Which is updated more often, Xcent or CFB Treasury Services?

Xcent ships an update every 2 weeks, and CFB Treasury Services every 8 months. Most recently, Xcent was updated on October 28, 2026 and CFB Treasury Services on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*