# Xcent vs TalkLedger

The clearest difference is in-app purchases: TalkLedger at none against Xcent's 3. TalkLedger also leads on update cadence (daily vs every 2 weeks). Xcent's advantage is ads (none vs shown) and iOS requirement (17.6 vs 26.0). On price and device support there is nothing between them.

Both are free to download. Xcent sells 3 in-app purchases, starting at $2.99 per month. TalkLedger asks for nothing beyond the download.

Xcent ships an update every 2 weeks, TalkLedger daily. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Xcent | TalkLedger |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Daily** |
| Size | 16 MB | 11 MB |
| Requires iOS | **17.6** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ghiulai Ionut](https://appshunter.io/developer/1071267994) | [Kim Sang sun](https://appshunter.io/developer/1021965912) |

## What reviewers say

### Xcent

[App page](https://appshunter.io/ios/app/xcent-expense-tracker/id6747335078)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $2.99 | per month |
| Premium Yearly | $22.99 | per year |
| Family Package | $34.99 | per year |


### TalkLedger

[App page](https://appshunter.io/ios/app/talkledger/id6756948956)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Xcent free?

Xcent is free to download, with in-app purchases available.

### Is TalkLedger free?

TalkLedger is free to download, with no in-app purchases.

### Do Xcent or TalkLedger have ads?

TalkLedger shows ads; Xcent does not.

### Which is updated more often, Xcent or TalkLedger?

Xcent ships an update every 2 weeks, and TalkLedger daily. Most recently, Xcent was updated on September 17, 2026 and TalkLedger on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*