# Moneo App vs AndX Pay

The clearest difference is rating: AndX Pay at 5.0 against Moneo App's 3.0. AndX Pay also leads on update cadence (weekly vs every 3 weeks). Moneo App's advantage is iOS requirement (12.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AndX Pay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

Moneo App ships an update every 3 weeks, AndX Pay weekly. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Moneo App | AndX Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/moneo-app/id6747456736/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/andx-pay/id6759737086/reviews)** |
| Number of ratings | 2 | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 86 MB | 67 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Moneo Limited Liability Company](https://appshunter.io/developer/1821533492) | [AndX USA](https://appshunter.io/developer/1820322744) |

## What reviewers say

### Moneo App

[App page](https://appshunter.io/ios/app/moneo-app/id6747456736)

This app offers a fast, simple, and secure way to send, receive, and manage money. It supports various payment types for personal and business use, featuring instant transfers via QR code and a secure digital wallet.

**Highlights:** Instant money transfers, QR code payments, Digital wallet functionality, Secure biometric login, Fast identity verification, Supports P2P, C2B, and B2B payments

**Features:** macOS Compatibility

**In-app purchases:** none


### AndX Pay

[App page](https://appshunter.io/ios/app/andx-pay/id6759737086)

Manage your digital assets with a secure, self-custody wallet. Transfer peer-to-peer directly with contacts, retaining full control of your private keys and funds. Interact with decentralized networks safely and transparently.

**Highlights:** Self-custody wallet, Peer-to-peer digital asset transfers, Local private key storage, Transparent blockchain transactions, Direct interaction with decentralized networks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Moneo App free?

Moneo App is free to download, with no in-app purchases.

### Is AndX Pay free?

AndX Pay is free to download, with no in-app purchases.

### Which has better reviews, Moneo App or AndX Pay?

AndX Pay is rated higher. Moneo App averages 3.0 out of 5 from 2 ratings, while AndX Pay averages 5.0 from 2 ratings.

### Do Moneo App or AndX Pay have ads?

Neither Moneo App nor AndX Pay shows ads.

### Which is updated more often, Moneo App or AndX Pay?

Moneo App ships an update every 3 weeks, and AndX Pay weekly. Most recently, Moneo App was updated on October 7, 2026 and AndX Pay on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*