# Moneo App vs Straight Up.

The clearest difference is rating: Straight Up. at 5.0 against Moneo App's 3.0. Straight Up. also leads on update cadence (every 6 days vs every 3 weeks). Moneo App's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Straight Up. holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Moneo App ships an update every 3 weeks, Straight Up. every 6 days. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Moneo App | Straight Up. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/moneo-app/id6747456736/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/straight-up/id6768604401/reviews)** |
| Number of ratings | **2** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Free | Free |
| Size | 86 MB | 76 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Moneo Limited Liability Company](https://appshunter.io/developer/1821533492) | [Oklahoma Technology Company, LLC](https://appshunter.io/developer/1896589107) |

## What reviewers say

### Moneo App

[App page](https://appshunter.io/ios/app/moneo-app/id6747456736)

This app offers a fast, simple, and secure way to send, receive, and manage money. It supports various payment types for personal and business use, featuring instant transfers via QR code and a secure digital wallet.

**Highlights:** Instant money transfers, QR code payments, Digital wallet functionality, Secure biometric login, Fast identity verification, Supports P2P, C2B, and B2B payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Straight Up.

[App page](https://appshunter.io/ios/app/straight-up/id6768604401)

This app allows for instant, anonymous QR-based tipping without the need for cash or personal information exchange. It's designed for seamless transactions for service workers and everyday interactions, offering secure payments and simplified payouts.

**Highlights:** QR-based tipping, Anonymous transactions, Instant payouts, Scheduled payouts, Frictionless experience, Reduced fees

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Moneo App free?

Moneo App is free to download, with no in-app purchases.

### Is Straight Up. free?

Straight Up. is free to download, with no in-app purchases.

### Which has better reviews, Moneo App or Straight Up.?

Straight Up. is rated higher. Moneo App averages 3.0 out of 5 from 2 ratings, while Straight Up. averages 5.0 from 1 ratings.

### Do Moneo App or Straight Up. have ads?

Neither Moneo App nor Straight Up. shows ads.

### Which is updated more often, Moneo App or Straight Up.?

Moneo App ships an update every 3 weeks, and Straight Up. every 6 days. Most recently, Moneo App was updated on October 7, 2026 and Straight Up. on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*