Comparison

PayGrade vs Kiddos Cash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayGrade

This app provides a structured framework for parents to determine children's allowances based on academic performance. It allows customization of grade values, age scaling, and grade changes over time, ensuring a consistent, parent-defined calculation.

Highlights
  • Customizable grade-based allowance calculation
  • Scale values by age or year
  • Factor in grade changes over time
  • Parent-defined allowance framework
  • Simple, structured calculation tool
Features
Read full description

PayGrade: Allowance Calculator isn’t a reward system. It’s a simple, customizable tool to help parents decide how much money to give their children, based on a rational, structured framework tied to school grades. If you believe that (1) kids need to learn about money, (2) they must have real money to do so, and (3) that some fair method must be used to determine what they receive, PayGrade gives you the mechanism to do exactly that. You can assign dollar values to each grade, scale the values by age or year, and factor in grade changes over time. The app doesn’t judge, praise, or punish—it just calculates a consistent, parent-defined allowance based on academic performance. You control every variable. PayGrade simply does the math. Terms and Conditions https://paygradeapp.com/terms-and-conditions

About

Kiddos Cash

Manage chores and allowances for children with a digital chart. Track earnings, set savings goals, and reward good behavior with stars or cash. Supports co-parent sharing and home screen widgets for easy access.

Highlights
  • Digital chore chart
  • Allowance tracking
  • Savings goals
  • Star rewards
  • Co-parent sharing
  • Home screen widgets
  • Kid Mode
Features
Read full description

Kiddos Cash is a chore chart and allowance tracker for every kid in the family, without the cash jar or the spreadsheet. THE CHORE CHART The fridge chart, now on your phone. Pick a child, see the whole week, and tap a day to mark it done. Each chore pays what you set, in cash or stars, straight into their balance. CHORES THAT FIT YOUR WEEK Set a chore for every day, certain days, a few times a week, or once as a one-off job. Jobs sit above the chart until they're done. Start from a list of common chores or add your own. On devices with Apple Intelligence, describe them in one sentence and check them before they're added. EVERY KID'S MONEY IN ONE PLACE Each child gets their own balance, colour and week at a glance: how many chores they did and what they earned. KID MODE Hand them the phone. Kid Mode shows their money, their savings goal and their chores, and they tap to mark what they've done. A grown-up holds to exit. STARS AND REWARDS Give stars for the everyday things, then turn them into cash once they add up. GOALS Something to save for, with a bar that fills as they get closer. SAVINGS BOOST Pay a little monthly interest on their savings and let them see it grow. SHARE WITH CO-PARENTS Invite another parent and choose which children they see. Share with more than one, each with their own kids. You both see the same balances, chores and goals for the kids you share. They'll need an iPhone or iPad to join. WIDGETS Tick off today's chores from the Home Screen, put a child's week up like the chart on the fridge, or keep every balance in view. Each widget opens straight to that child. MADE FOR EVERY SCREEN Works on iPhone, iPad and iPhone Duo. KIDDOS CASH PRO Free covers 2 children and 1 parent. Pro adds every child, co-parents, allowance that pays itself on payday, savings interest, full history, insights and charts, the family calendar and unlimited goals. Choose monthly, yearly or a one-time lifetime purchase. Monthly and yearly Pro are auto-renewing subscriptions billed through your Apple Account. They renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. Terms of Use: https://kiddoscash.com/terms Privacy Policy: https://kiddoscash.com/privacy

Screenshots

PayGrade4 screens
Kiddos Cash4 screens

Verdict

The call

The clearest difference is update cadence: Kiddos Cash at every 5 days against PayGrade's every 2 months. Kiddos Cash also leads on ratings volume (9 vs 2) and device support (3 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayGrade sells 3 in-app purchases, starting at $0.99 per month and Kiddos Cash sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for PayGrade against 5.0 for Kiddos Cash. Both are backed by a comparable volume of ratings — 2 and 9 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

PayGrade ships an update every 2 months, Kiddos Cash every 5 days. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
PayGrade versus Kiddos Cash: the parameters behind the verdict, then further details
ParameterPayGradeKiddos Cash
PriceFreeFree
Rating5.0 (2 ratings)5.0 (9 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings29 — better
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.6 — better
Further details — not scored
Size53 MB41 MB
Age rating4+4+
DeveloperSamuel SvindlandLove, Cole LLC

Customer experience

PayGrade

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Kiddos Cash

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

PayGrade

Subscriptions2
  • Pro Monthly$0.991 Month
  • Pro Yearly$2.991 Year
One-time1
  • Pro$4.99
3 purchases

Kiddos Cash

Subscriptions2
  • Monthly Pro$2.991 Month
  • Annual Pro1 Month trial$19.991 Year
One-time1
  • Lifetime Pro$49.99

Questions

Is PayGrade free?
PayGrade is free to download, with in-app purchases available.
Is Kiddos Cash free?
Kiddos Cash is free to download, with in-app purchases available.
Which has better reviews, PayGrade or Kiddos Cash?
PayGrade and Kiddos Cash are both rated 5.0 out of 5 on the App Store, from 2 and 9 ratings respectively.
Do PayGrade or Kiddos Cash have ads?
Neither PayGrade nor Kiddos Cash shows ads.
Which is updated more often, PayGrade or Kiddos Cash?
PayGrade ships an update every 2 months, and Kiddos Cash every 5 days. Most recently, PayGrade was updated on November 5, 2026 and Kiddos Cash on October 30, 2026.

Other comparisons