# Monnetta vs Expense Tracker

The clearest difference is monetization model: Expense Tracker at freemium against Monnetta's subscription. Monnetta's advantage is iOS requirement (15.6 vs 18.5). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Monnetta sells 4 in-app purchases, starting at $4.99 per month and Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Monnetta against 5.0 for Expense Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Monnetta ships an update every 8 days, Expense Tracker fortnightly. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Monnetta | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/monnetta-couples-budget/id6747597193/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-payshare/id6757592649/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Fortnightly |
| Monetization | Subscription | **Freemium** |
| Size | 56 MB | 30 MB |
| Requires iOS | **15.6** | 18.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [MONNETTA](https://appshunter.io/developer/1821938151) | [BOGDAN-GEORGIAN ALEXA](https://appshunter.io/developer/1777251935) |

## What reviewers say

### Monnetta

[App page](https://appshunter.io/ios/app/monnetta-couples-budget/id6747597193)

This app helps couples and families manage their finances together. It simplifies budgeting with a clear framework, tracks shared goals, and facilitates open communication about money.

**Highlights:** Shared budgeting for couples, 50/30/20 budgeting framework, Goal-based savings funds, Real-time expense tracking, In-app chat for money discussions, Offline functionality, Data export and privacy controls

**Features:** iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan (with Free Trial) | $4.99 | per month |
| Monthly | $4.99 | per month |
| Annual | $44.99 | per year |
| Annual Plan (with Free Trial) | $44.99 | per year |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-payshare/id6757592649)

Effortlessly track personal or shared expenses with this native app. Automate expense logging via Apple Wallet and categorize spending. Share financial insights with invited family or friends, controlling access levels and privacy.

**Highlights:** Automated expense logging via Apple Wallet, Shared tracking for couples and families, Customizable categories with icons and colors, Detailed spending insights and budget tracking, Private iCloud sharing with access control, Multi-currency support with automatic conversion, Data export and import options

**Features:** Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro – Monthly | $4.99 | per month |
| Pro – Annual | $19.99 | per year |
| One Time Payment Premium Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Monnetta free?

Monnetta is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Monnetta or Expense Tracker?

Monnetta and Expense Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Monnetta or Expense Tracker have ads?

Neither Monnetta nor Expense Tracker shows ads.

### Which is updated more often, Monnetta or Expense Tracker?

Monnetta ships an update every 8 days, and Expense Tracker fortnightly. Most recently, Monnetta was updated on November 5, 2026 and Expense Tracker on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*