# Habit Tracker vs Loan Co

The clearest difference is in-app purchases: Loan Co at none against Habit Tracker's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Habit Tracker sells 2 in-app purchases, starting at $4.99 per month. Loan Co asks for nothing beyond the download.

Habit Tracker ships an update every 10 days, Loan Co weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Habit Tracker | Loan Co |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Size | 91 MB | 30 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [KT Forge](https://appshunter.io/developer/1822167654) | [Tareq Musmar](https://appshunter.io/developer/1866562401) |

## What reviewers say

### Habit Tracker

[App page](https://appshunter.io/ios/app/habit-tracker-pro/id6747647440)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $29.99 | per year |


### Loan Co

[App page](https://appshunter.io/ios/app/loan-co-pilot/id6757390003)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Habit Tracker free?

Habit Tracker is free to download, with in-app purchases available.

### Is Loan Co free?

Loan Co is free to download, with no in-app purchases.

### Do Habit Tracker or Loan Co have ads?

Neither Habit Tracker nor Loan Co shows ads.

### Which is updated more often, Habit Tracker or Loan Co?

Habit Tracker ships an update every 10 days, and Loan Co weekly. Most recently, Habit Tracker was updated on November 5, 2026 and Loan Co on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*