# Envelope Budget vs Budget Planner and Tracker +

The clearest difference is update cadence: Envelope Budget at every 2 days against Budget Planner and Tracker +'s every 3 weeks. Budget Planner and Tracker +'s advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Envelope Budget sells 3 in-app purchases, starting at $3.99 per month and Budget Planner and Tracker + sells 5 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Envelope Budget ships an update every 2 days, Budget Planner and Tracker + every 3 weeks. The most recent releases landed on October 22, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Envelope Budget | Budget Planner and Tracker + |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 47 MB | 39 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Red Seam, Inc](https://appshunter.io/developer/1761287292) | [EXERCISE RX LLC](https://appshunter.io/developer/1850404326) |

## What reviewers say

### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-paycheck-plan/id6747729124)

Manage your money by assigning every dollar a purpose. Track spending against your budget in real-time, ensuring you know exactly what you can afford to spend. Plan for bills and savings with a clear overview of your finances.

**Highlights:** Envelope budgeting, Paycheck allocation, Transaction tracking, Bank sync (read-only), Bills calendar, Savings goals, Budget reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Membership | $3.99 | per month |
| Annual Membership | $39.99 | per year |
| Lifetime Membership | $59.99 | one-time |


### Budget Planner and Tracker +

[App page](https://appshunter.io/ios/app/budget-planner-and-tracker-plus/id6758390552)

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Weekly-Trial | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $39.99 | per year |
| Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Is Budget Planner and Tracker + free?

Budget Planner and Tracker + is free to download, with in-app purchases available.

### Do Envelope Budget or Budget Planner and Tracker + have ads?

Neither Envelope Budget nor Budget Planner and Tracker + shows ads.

### Which is updated more often, Envelope Budget or Budget Planner and Tracker +?

Envelope Budget ships an update every 2 days, and Budget Planner and Tracker + every 3 weeks. Most recently, Envelope Budget was updated on October 22, 2026 and Budget Planner and Tracker + on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*