# Cent Merchant vs CentPay

The clearest difference is update cadence: CentPay at every 11 days against Cent Merchant's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cent Merchant ships an update every 2 months, CentPay every 11 days. The most recent releases landed on September 8, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Cent Merchant | CentPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | Free | — |
| Size | 88 MB | 37 MB |
| Requires iOS | 16 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CENTRAL BANK OF INDIA](https://appshunter.io/developer/950604170) | [CENTFX Limited](https://appshunter.io/developer/1792239795) |

## What reviewers say

### Cent Merchant

[App page](https://appshunter.io/ios/app/cent-merchant/id6747755115)

This app allows Central Bank of India merchants to view transaction history and receive payments instantly or next day. It supports UPI payments from any app, including credit cards and CBDC.

**Highlights:** View transaction history, Receive instant payments, Next-day settlement option, Accept UPI payments from any app, Supports credit cards and CBDC on UPI

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CentPay

[App page](https://appshunter.io/ios/app/centpay/id6758323521)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cent Merchant free?

Cent Merchant is free to download, with no in-app purchases.

### Is CentPay free?

CentPay is free to download, with no in-app purchases.

### Do Cent Merchant or CentPay have ads?

Neither Cent Merchant nor CentPay shows ads.

### Which is updated more often, Cent Merchant or CentPay?

Cent Merchant ships an update every 2 months, and CentPay every 11 days. Most recently, Cent Merchant was updated on September 8, 2026 and CentPay on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*