# Tim vs BillFlow

The clearest difference is rating: Tim at 5.0 against BillFlow's 4.0. Tim also leads on review sentiment (100% vs 67%) and iOS requirement (18.2 vs 26.0). BillFlow's advantage is monetization model (freemium vs subscription) and update cadence (every 4 days vs every 8 days). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Tim sells 2 in-app purchases, starting at $2.99 per month and BillFlow sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Tim holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 6 and 9 respectively. Written reviews point the same way: 100% of Tim's written reviews are positive against 67% of BillFlow's.

Tim ships an update every 8 days, BillFlow every 4 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Tim | BillFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/tim-time-is-money/id6747836371/reviews)** | [4.0 (9 ratings)](https://appshunter.io/ios/app/billflow/id6749331933/reviews) |
| Number of ratings | 6 | **9** |
| Positive reviews | **100.0% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 4 days** |
| Monetization | Subscription | **Freemium** |
| Size | 91 MB | 17 MB |
| Requires iOS | **18.2** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [De la Cruz Consulting LLC](https://appshunter.io/developer/1769242955) | [Bradley Jaggers](https://appshunter.io/developer/1825771818) |

## What reviewers say

### Tim

[App page](https://appshunter.io/ios/app/tim-time-is-money/id6747836371)

This app simplifies personal finance by displaying your total cash, debt, and remaining monthly budget directly on your home screen. It offers real-time spending alerts to make digital transactions feel more tangible and helps you understand your financial standing at a glance.

**Highlights:** Home screen widgets for cash, debt, and budget, Real-time spending alerts, Budget estimation based on past spending, Secure connection via Plaid, Bank-level encryption, Read-only access to financial data

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tim Premium | $2.99 | per month |
| Tim Premium Annual | $29.99 | per year |


### BillFlow

[App page](https://appshunter.io/ios/app/billflow/id6749331933)

Organize all your bills and due dates to avoid late fees. Features a home screen widget for quick access to today's bills, all-in-one tracking, and smart reminders for timely payments. Enjoy peace of mind with a clean, minimalist design.

**Highlights:** Home Screen widget for immediate bill overview, All-in-one tracking of due dates, amounts, and payments, Smart reminders for timely payments, Speed and efficiency in checking bills, Clean and minimalist design

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BillFlow Premium | $4.99 | per month |
| Premium Annual | $49.99 | per year |


## Frequently asked questions

### Is Tim free?

Tim is free to download, with in-app purchases available.

### Is BillFlow free?

BillFlow is free to download, with in-app purchases available.

### Which has better reviews, Tim or BillFlow?

Tim is rated higher. Tim averages 5.0 out of 5 from 6 ratings, while BillFlow averages 4.0 from 9 ratings.

### Do Tim or BillFlow have ads?

Neither Tim nor BillFlow shows ads.

### Which is updated more often, Tim or BillFlow?

Tim ships an update every 8 days, and BillFlow every 4 days. Most recently, Tim was updated on October 30, 2026 and BillFlow on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*