# Simple Payment Tracker vs Loan Co

The clearest difference is ads: Loan Co at none against Simple Payment Tracker's shown. Loan Co also leads on update cadence (weekly vs every 6 months). Simple Payment Tracker's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simple Payment Tracker ships an update every 6 months, Loan Co weekly. The most recent releases landed on September 16, 2026 and September 6, 2026 respectively.

## The numbers

| Metric | Simple Payment Tracker | Loan Co |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Weekly** |
| Size | 30 MB | 30 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [kerem yokuva](https://appshunter.io/developer/499612704) | [Tareq Musmar](https://appshunter.io/developer/1866562401) |

## What reviewers say

### Simple Payment Tracker

[App page](https://appshunter.io/ios/app/simple-payment-tracker/id6747887793)

**Features:** macOS Compatibility

**In-app purchases:** none


### Loan Co

[App page](https://appshunter.io/ios/app/loan-co-pilot/id6757390003)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Simple Payment Tracker free?

Simple Payment Tracker is free to download, with no in-app purchases.

### Is Loan Co free?

Loan Co is free to download, with no in-app purchases.

### Do Simple Payment Tracker or Loan Co have ads?

Simple Payment Tracker shows ads; Loan Co does not.

### Which is updated more often, Simple Payment Tracker or Loan Co?

Simple Payment Tracker ships an update every 6 months, and Loan Co weekly. Most recently, Simple Payment Tracker was updated on September 16, 2026 and Loan Co on September 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*