# Simple Payment Tracker vs Substrack

The clearest difference is ads: Substrack at none against Simple Payment Tracker's shown. Substrack also leads on update cadence (every 4 days vs every 7 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simple Payment Tracker ships an update every 7 months, Substrack every 4 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Simple Payment Tracker | Substrack |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 7 months | **Every 4 days** |
| Size | 34 MB | 41 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [kerem yokuva](https://appshunter.io/developer/499612704) | [Baris Gunduz](https://appshunter.io/developer/6775582146) |

## What reviewers say

### Simple Payment Tracker

[App page](https://appshunter.io/ios/app/simple-payment-tracker/id6747887793)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Substrack

[App page](https://appshunter.io/ios/app/substrack-payment-tracker/id6775582144)

**In-app purchases:** none


## Frequently asked questions

### Is Simple Payment Tracker free?

Simple Payment Tracker is free to download, with no in-app purchases.

### Is Substrack free?

Substrack is free to download, with no in-app purchases.

### Do Simple Payment Tracker or Substrack have ads?

Simple Payment Tracker shows ads; Substrack does not.

### Which is updated more often, Simple Payment Tracker or Substrack?

Simple Payment Tracker ships an update every 7 months, and Substrack every 4 days. Most recently, Simple Payment Tracker was updated on October 28, 2026 and Substrack on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*