# Actual Budget Spendıng Tracker vs RFPAY

The clearest difference is in-app purchases: RFPAY at none against Actual Budget Spendıng Tracker's 8. RFPAY also leads on iOS requirement (15.1 vs 18.0). Actual Budget Spendıng Tracker's advantage is update cadence (weekly vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Actual Budget Spendıng Tracker sells 8 in-app purchases, starting at $3.99 per 7 days. RFPAY asks for nothing beyond the download.

Actual Budget Spendıng Tracker ships an update weekly, RFPAY every 3 weeks. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Actual Budget Spendıng Tracker | RFPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (90 ratings)](https://appshunter.io/ios/app/actual-budget-spendng-tracker/id6747974396/reviews)** | — |
| Number of ratings | **90** | — |
| Positive reviews | 36.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 29 MB | 68 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Halim Ozturk](https://appshunter.io/developer/912121993) | [Lucky Haven Care Facility LLC](https://appshunter.io/developer/6775419279) |

## What reviewers say

### Actual Budget Spendıng Tracker

[App page](https://appshunter.io/ios/app/actual-budget-spendng-tracker/id6747974396)

Effortlessly manage your finances with this intuitive app. Track spending, set budgets, and achieve savings goals with a human-centered design. Enjoy real-time insights and secure, private data management.

**Highlights:** Safe-to-Spend Dashboard, Fast Expense Tracking, Smart Budget Planner, Savings Goals & Progress, Income & Recurring Bills Management, Multi-Currency Support, Private & Secure Data

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $3.99 | per 7 days |
| Monthly | $7.99 | per month |
| Weekly | $7.99 | per 7 days |
| Yearly Premium | $24.99 | per year |
| Yearly | $34.99 | per year |
| Life Time Offer | $49.99 | one-time |
| Life Time Plan | $69.99 | one-time |
| Lifetime Unlock | $199.99 | one-time |


### RFPAY

[App page](https://appshunter.io/ios/app/rfpay/id6775419277)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Actual Budget Spendıng Tracker free?

Actual Budget Spendıng Tracker is free to download, with in-app purchases available.

### Is RFPAY free?

RFPAY is free to download, with no in-app purchases.

### Do Actual Budget Spendıng Tracker or RFPAY have ads?

Neither Actual Budget Spendıng Tracker nor RFPAY shows ads.

### Which is updated more often, Actual Budget Spendıng Tracker or RFPAY?

Actual Budget Spendıng Tracker ships an update weekly, and RFPAY every 3 weeks. Most recently, Actual Budget Spendıng Tracker was updated on October 30, 2026 and RFPAY on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*