# Payla vs SplitMate

The clearest difference is in-app purchases: SplitMate at none against Payla's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Payla sells 3 in-app purchases, starting at $2.99 per month. SplitMate asks for nothing beyond the download.

Payla ships an update fortnightly, SplitMate every 3 weeks. The most recent releases landed on October 6, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Payla | SplitMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payla-split-group-expenses/id6748067386/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 102 MB | 50 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cloudbud Tech](https://appshunter.io/developer/1774555170) | [CodeTailor Softech Pvt Ltd](https://appshunter.io/developer/1836853251) |

## What reviewers say

### Payla

[App page](https://appshunter.io/ios/app/payla-split-group-expenses/id6748067386)

Effortlessly split bills and track shared expenses with friends, roommates, and family. This app simplifies group finances by calculating debts, facilitating instant settlements, and providing transparent transaction records. It's designed for easy group setup and real-time synchronization.

**Highlights:** Smart expense splitting (equal, percentage, shares, custom amounts), QR code group invitations, Multi-currency support, Real-time synchronization, In-app wallet for settlements, Attach receipt photos, Virtual member tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payla Pro Monthly | $2.99 | per month |
| Payla Pro Yearly | $29.99 | per year |
| Payla Life Time | $49.99 | one-time |


### SplitMate

[App page](https://appshunter.io/ios/app/splitmate-split-bills-easy/id6764536000)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payla free?

Payla is free to download, with in-app purchases available.

### Is SplitMate free?

SplitMate is free to download, with no in-app purchases.

### Do Payla or SplitMate have ads?

Neither Payla nor SplitMate shows ads.

### Which is updated more often, Payla or SplitMate?

Payla ships an update fortnightly, and SplitMate every 3 weeks. Most recently, Payla was updated on October 6, 2026 and SplitMate on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*