# SurgePay vs AfriPay App

The clearest difference is update cadence: AfriPay App at every 4 days against SurgePay's monthly. AfriPay App also leads on device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for SurgePay against 5.0 for AfriPay App. Both are backed by a comparable volume of ratings — 8 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

SurgePay ships an update monthly, AfriPay App every 4 days. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SurgePay | AfriPay App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (8 ratings)](https://appshunter.io/ios/app/surgepay/id6748153951/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/afripay-app/id6757638682/reviews) |
| Number of ratings | **8** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 days** |
| Monetization | Free | Free |
| Size | 106 MB | 122 MB |
| Requires iOS | 16.4 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [SURGEPAY INC](https://appshunter.io/developer/1824489402) | [AFRIPAY LTD](https://appshunter.io/developer/1868028402) |

## What reviewers say

### SurgePay

[App page](https://appshunter.io/ios/app/surgepay/id6748153951)

Manage multiple currencies, virtual cards, and send/receive money securely. Offers quick sign-in options, including biometrics, and provides real-time exchange rates for conversions. Ideal for everyday financial transactions with built-in support.

**Highlights:** Multi-currency wallets (USD & NGN), Virtual card creation, Money conversion with live rates, Send and receive money, Secure sign-in with biometrics, In-app live chat support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AfriPay App

[App page](https://appshunter.io/ios/app/afripay-app/id6757638682)

Manage your finances across Africa with this secure app. Send money, pay bills, buy airtime, and shop online using a virtual card. Track spending, split costs, and set up scheduled payments with real-time notifications.

**Highlights:** Send money to banks and mobile wallets, Pay bills and buy airtime/data, Scan to pay with QR codes, Virtual card for online shopping, Track spending with budgets and categories, Request money and split group costs, Scheduled and recurring payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SurgePay free?

SurgePay is free to download, with no in-app purchases.

### Is AfriPay App free?

AfriPay App is free to download, with no in-app purchases.

### Which has better reviews, SurgePay or AfriPay App?

SurgePay and AfriPay App are both rated 5.0 out of 5 on the App Store, from 8 and 3 ratings respectively.

### Do SurgePay or AfriPay App have ads?

Neither SurgePay nor AfriPay App shows ads.

### Which is updated more often, SurgePay or AfriPay App?

SurgePay ships an update monthly, and AfriPay App every 4 days. Most recently, SurgePay was updated on October 9, 2026 and AfriPay App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*