# SurgePay vs Gainerly

The clearest difference is in-app purchases: SurgePay at none against Gainerly's 3. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Gainerly sells 3 in-app purchases, starting at $2.99 per month. SurgePay asks for nothing beyond the download.

## The numbers

| Metric | SurgePay | Gainerly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/surgepay/id6748153951/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free | — |
| Size | 106 MB | 2 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 12+ |
| Developer | [SURGEPAY INC](https://appshunter.io/developer/1824489402) | [Scott Yale](https://appshunter.io/developer/1833354964) |

## What reviewers say

### SurgePay

[App page](https://appshunter.io/ios/app/surgepay/id6748153951)

Manage multiple currencies, virtual cards, and send/receive money securely. Offers quick sign-in options, including biometrics, and provides real-time exchange rates for conversions. Ideal for everyday financial transactions with built-in support.

**Highlights:** Multi-currency wallets (USD & NGN), Virtual card creation, Money conversion with live rates, Send and receive money, Secure sign-in with biometrics, In-app live chat support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Gainerly

[App page](https://appshunter.io/ios/app/gainerly/id6773934340)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Annual | $19.99 | per year |
| Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is SurgePay free?

SurgePay is free to download, with no in-app purchases.

### Is Gainerly free?

Gainerly is free to download, with in-app purchases available.

### Do SurgePay or Gainerly have ads?

Neither SurgePay nor Gainerly shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*