# VaultSplit vs SpendLoop

The clearest difference is in-app purchases: VaultSplit at none against SpendLoop's 3. VaultSplit also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17). SpendLoop's advantage is ads (none vs shown). On price and update cadence there is nothing between them.

Both are free to download. SpendLoop sells 3 in-app purchases, starting at $4.99 per month. VaultSplit asks for nothing beyond the download.

VaultSplit ships an update every 2 weeks, SpendLoop every 3 weeks. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | VaultSplit | SpendLoop |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Size | 105 MB | 14 MB |
| Requires iOS | **15.0** | 17 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [VaultSplit Inc.](https://appshunter.io/developer/1824538647) | [Vikas Mawasi](https://appshunter.io/developer/1884690840) |

## What reviewers say

### VaultSplit

[App page](https://appshunter.io/ios/app/vaultsplit/id6748158414)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendLoop

[App page](https://appshunter.io/ios/app/spendloop-expense-tracker/id6760487426)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendLoop Pro Monthly | $4.99 | per month |
| Founding Member Annual | $24.99 | per year |
| SpendLoop Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is VaultSplit free?

VaultSplit is free to download, with no in-app purchases.

### Is SpendLoop free?

SpendLoop is free to download, with in-app purchases available.

### Do VaultSplit or SpendLoop have ads?

VaultSplit shows ads; SpendLoop does not.

### Which is updated more often, VaultSplit or SpendLoop?

VaultSplit ships an update every 2 weeks, and SpendLoop every 3 weeks. Most recently, VaultSplit was updated on October 7, 2026 and SpendLoop on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*