# Penny Flow vs MoneeUp

The clearest difference is in-app purchases: Penny Flow at none against MoneeUp's 6. Penny Flow also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. MoneeUp sells 6 in-app purchases, starting at $1.99 per 7 days. Penny Flow asks for nothing beyond the download.

Penny Flow ships an update every 5 weeks, MoneeUp every 3 weeks. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Penny Flow | MoneeUp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.4 (9 ratings)](https://appshunter.io/ios/app/moneeup-expense-tracker/id6749252774/reviews)** |
| Number of ratings | — | **9** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 26 MB | 79 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Linh Nguyen The Quang](https://appshunter.io/developer/1824569312) | [PSCD TECHNOLOGY DEVELOPMENT COMPANY LIMITED](https://appshunter.io/developer/1813106636) |

## What reviewers say

### Penny Flow

[App page](https://appshunter.io/ios/app/penny-flow-expense-manager/id6748178601)

**Features:** macOS Compatibility

**In-app purchases:** none


### MoneeUp

[App page](https://appshunter.io/ios/app/moneeup-expense-tracker/id6749252774)

This app helps you track daily expenses, manage budgets, and monitor bills to build better financial habits. Visualize your cash flow with clear charts and receive smart alerts to avoid overspending. It also includes bill reminders to prevent late payments.

**Highlights:** Daily expense tracking, Budget planning by category, Spending reports and analytics, Bill reminders for due dates, Multiple wallet and account management, Income tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monee Plus Weekly | $1.99 | per 7 days |
| Monee Plus Monthly | $4.99 | per month |
| Monee Premium Weekly | $4.99 | per 7 days |
| Monee Premium Monthly | $12.99 | per month |
| Monee Plus Yearly | $54.99 | per year |
| Monee Premium Yearly | $139.99 | per year |


## Frequently asked questions

### Is Penny Flow free?

Penny Flow is free to download, with no in-app purchases.

### Is MoneeUp free?

MoneeUp is free to download, with in-app purchases available.

### Do Penny Flow or MoneeUp have ads?

Neither Penny Flow nor MoneeUp shows ads.

### Which is updated more often, Penny Flow or MoneeUp?

Penny Flow ships an update every 5 weeks, and MoneeUp every 3 weeks. Most recently, Penny Flow was updated on October 18, 2026 and MoneeUp on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*