# Banking vs ERMIS

The clearest difference is rating: Banking at 5.0 against ERMIS's 4.0. Banking also leads on in-app purchases (none vs 4) and device support (3 vs 1). ERMIS's advantage is update cadence (every 5 days vs every 5 weeks) and ratings volume (4 vs 1). On price and ads there is nothing between them.

Both are free to download. ERMIS sells 4 in-app purchases, starting at $12.99 per month. Banking asks for nothing beyond the download.

Banking holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

Banking ships an update every 5 weeks, ERMIS every 5 days. The most recent releases landed on November 5, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Banking | ERMIS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/banking-calculator/id6748270713/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/ermis-client-for-hermes/id6759341434/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 5 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 30 MB | 17 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Transpose Solutions Inc](https://appshunter.io/developer/1679265640) | [Ilya Vishneuski](https://appshunter.io/developer/1878175811) |

## What reviewers say

### Banking

[App page](https://appshunter.io/ios/app/banking-calculator/id6748270713)

This finance utility app simulates interest earnings on savings and investments using compound interest formulas. It also estimates loan payments and provides live foreign exchange rates from over 120 countries, with options to share results.

**Highlights:** Compound interest simulation, Loan payment estimation, Live FX rates for 120+ countries, Certificate Deposit Calculator, Savings and Investment Calculators, Currency Converter

**Features:** macOS Compatibility

**In-app purchases:** none


### ERMIS

[App page](https://appshunter.io/ios/app/ermis-client-for-hermes/id6759341434)

Control your self-hosted AI agent from your phone. Manage complex workflows, research topics, draft content, and solve coding problems with a secure, private mobile interface. Ideal for developers and power users seeking advanced AI capabilities beyond basic chatbots.

**Highlights:** Connect to your own Hermes Agent instance, Manage AI workflows remotely, Research topics and summarize results, Draft and edit content, Assist with coding and debugging, Organize projects and tasks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $12.99 | per month |
| Premium | $19.99 | per month |
| Premium | $129.99 | per year |
| Premium | $199.99 | per year |


## Frequently asked questions

### Is Banking free?

Banking is free to download, with no in-app purchases.

### Is ERMIS free?

ERMIS is free to download, with in-app purchases available.

### Which has better reviews, Banking or ERMIS?

Banking is rated higher. Banking averages 5.0 out of 5 from 1 ratings, while ERMIS averages 4.0 from 4 ratings.

### Do Banking or ERMIS have ads?

Neither Banking nor ERMIS shows ads.

### Which is updated more often, Banking or ERMIS?

Banking ships an update every 5 weeks, and ERMIS every 5 days. Most recently, Banking was updated on November 5, 2026 and ERMIS on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*