# Timecostify vs SpendGuard

The clearest difference is review sentiment: SpendGuard at 100% against Timecostify's 0%. SpendGuard also leads on rating (5.0 vs 4.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Timecostify sells 2 in-app purchases, starting at $0.99 per month and SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

SpendGuard holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 0% of Timecostify's written reviews are positive against 100% of SpendGuard's.

Timecostify ships an update weekly, SpendGuard every 9 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Timecostify | SpendGuard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/timecostify-cost-in-time/id6748279661/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendguard-expense-tracker/id6760932672/reviews)** |
| Number of ratings | **2** | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Freemium | Freemium |
| Size | 35 MB | 20 MB |
| Requires iOS | 18.6 | **17.6** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Abdukhalik Magomedov](https://appshunter.io/developer/1788217522) | [Ivan Hubar](https://appshunter.io/developer/1886899614) |

## What reviewers say

### Timecostify

[App page](https://appshunter.io/ios/app/timecostify-cost-in-time/id6748279661)

This app helps you understand the true cost of purchases by converting prices into the amount of work hours required to earn that money. Track your spending decisions and savings with visual charts and currency conversion.

**Highlights:** Convert prices to work hours, Home screen widgets for quick checks, Track savings and spending decisions, Automatic currency conversion, Customizable work schedules, Household mode for multiple users

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |
| Annual | $5.99 | per year |


### SpendGuard

[App page](https://appshunter.io/ios/app/spendguard-expense-tracker/id6760932672)

This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.

**Highlights:** 48-hour impulse buy protection, Daily spending streak tracking, AI-powered spending reviews, Effortless expense logging, Multi-currency support (13 currencies), Visual spending reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendGoard Pro Monthly | $4.99 | per month |
| SpendGoard Pro 3 Months | $9.99 | per 3 months |
| SpendGoard Pro Yearly | $24.99 | per year |


## Frequently asked questions

### Is Timecostify free?

Timecostify is free to download, with in-app purchases available.

### Is SpendGuard free?

SpendGuard is free to download, with in-app purchases available.

### Which has better reviews, Timecostify or SpendGuard?

SpendGuard is rated higher. Timecostify averages 4.0 out of 5 from 2 ratings, while SpendGuard averages 5.0 from 1 ratings.

### Do Timecostify or SpendGuard have ads?

Neither Timecostify nor SpendGuard shows ads.

### Which is updated more often, Timecostify or SpendGuard?

Timecostify ships an update weekly, and SpendGuard every 9 days. Most recently, Timecostify was updated on October 28, 2026 and SpendGuard on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*