流记Flowm vs WealthX

一个简洁，图表丰富，免费无广的清复式记账软件

WealthX 3.1 brings intuitive money management, reconciliation, search, Liquid Glass and new themes. From everyday spending and travel expenses to account balances and long-term goals, visualize your wealth and organize your plans in a clear structure. Import statements, review differences, and confirm entries. Use Project Budgets to track member prepayments and shared expenses, keeping travel costs and checkout clear. Accounts and Assets Gather cash, bank accounts, digital wallets, credit cards, and investments in one view. Understand assets, liabilities, and how your money flows. Tap for account details, with more bank and payment platform icons to help recognize each account. Budgets and Scenarios Organize budgets in your own style: daily life, family, and travel. Choose periods and currencies that fit your plans, then tap for progress and details. Smart Budget suggests adjustments based on past records and current budgets. Review and confirm before applying them. Reconciliation Import supported bank or payment statements and compare them with existing records. Review matches, differences, and entries awaiting confirmation, then confirm changes to your ledger. Connect from Apple Wallet Sync balances and transactions from US Apple Card, Savings, and Apple Cash, plus supported UK financial institutions, with your permission. Bring eligible accounts into one view. Availability depends on region, institution, and device support. Project Budgets: Prepayments and Expense Sharing Within a private Scenario, use a Project Budget for shared expenses such as trips and dinners. Record member prepayments, assign shares, and review totals, amounts owed, and suggested transfers. Make the actual payments, then confirm checkout to keep a clear record. Flows: Categorize Your Repeating Entries WealthX recommends Flows that fit your habits, helping you record transactions quickly. Use Planned Flows for recurring income and bills; tap to rename them. Split Bill, Reimbursements, and Refunds Allocate one actual payment across several budgets. Link reimbursements, shared expense repayments, and full or partial refunds to the original transaction to keep the payment and later changes clear. Goals and Investment Records Set goals for saving, debt repayment, and asset purchases. Track progress with linked accounts and milestones. View holdings, trades, and market value alongside everyday finances. Investment information is for records and reference. WealthX does not provide investment advice, predictions, or return guarantees. Quick Search Tap the search page title and type any keyword you would like to explore. Find transactions, accounts, budgets, goals, and Flows. Transactions awaiting review are grouped together for easier checking. Charts, Maps, and Widgets Visualize cashflow trends and distributions in charts and widgets. Explore recorded locations in Cashflow Map with location permission, plus Change, Concentration, and Cashflow Structure insights. Liquid Glass and New Themes Liquid Glass menus, buttons, and icons bring more natural feedback and a clearer view. New Burgundy Red and Night Sky themes, refined widget layouts, and improved loading make daily use smoother. Records and Privacy Depending on platform and settings, data is stored on your device or in your private iCloud database. Use supported import, export, and backup tools to keep a portable copy of your history. Some features, budget types, currencies, reconciliation history, and themes depend on your plan and access. Privacy Policy: https://zdaiaa.github.io/WERD/wealthx.html?lang=en-US#privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/