# ToSpend vs Plan & Spend

The clearest difference is update cadence: Plan & Spend at every 4 days against ToSpend's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. ToSpend sells 3 in-app purchases, starting at $1.99 per month and Plan & Spend sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ToSpend ships an update fortnightly, Plan & Spend every 4 days. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | ToSpend | Plan & Spend |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 4 days** |
| Size | 28 MB | 18 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Fabian Radecke](https://appshunter.io/developer/1825098334) | [Thaer Zori](https://appshunter.io/developer/1770385007) |

## What reviewers say

### ToSpend

[App page](https://appshunter.io/ios/app/tospend-expense-tracker/id6748306509)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Yearly | $17.99 | per year |
| Lifetime | $34.99 | one-time |


### Plan & Spend

[App page](https://appshunter.io/ios/app/plan-and-spend-budget-planner/id6761243680)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PlanNSpend Essentials | $9.99 | one-time |
| Plan-N-Spend Pro | $19.99 | one-time |


## Frequently asked questions

### Is ToSpend free?

ToSpend is free to download, with in-app purchases available.

### Is Plan & Spend free?

Plan & Spend is free to download, with in-app purchases available.

### Do ToSpend or Plan & Spend have ads?

Neither ToSpend nor Plan & Spend shows ads.

### Which is updated more often, ToSpend or Plan & Spend?

ToSpend ships an update fortnightly, and Plan & Spend every 4 days. Most recently, ToSpend was updated on October 25, 2026 and Plan & Spend on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*