# SmartFinance AI vs Minty

The clearest difference is ads: Minty at none against SmartFinance AI's shown. Minty also leads on update cadence (fortnightly vs every 5 months) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Both are free to download. SmartFinance AI sells 1 one-off in-app purchase and Minty sells 1 in-app purchase, starting at $59.99 per year. Whichever you choose, the download price is not the number that matters.

SmartFinance AI ships an update every 5 months, Minty fortnightly. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | SmartFinance AI | Minty |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Fortnightly** |
| Size | 7 MB | 36 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [Kalavathi Ekambaram](https://appshunter.io/developer/912222873) | [Suoma Co., Ltd](https://appshunter.io/developer/1823265048) |

## What reviewers say

### SmartFinance AI

[App page](https://appshunter.io/ios/app/smartfinance-ai/id6748363107)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smart Finance AI Pro | $1.99 | one-time |


### Minty

[App page](https://appshunter.io/ios/app/minty-smart-expense-tracker/id6749261115)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Annual Plan | $59.99 | per year |


## Frequently asked questions

### Is SmartFinance AI free?

SmartFinance AI is free to download, with in-app purchases available.

### Is Minty free?

Minty is free to download, with in-app purchases available.

### Do SmartFinance AI or Minty have ads?

SmartFinance AI shows ads; Minty does not.

### Which is updated more often, SmartFinance AI or Minty?

SmartFinance AI ships an update every 5 months, and Minty fortnightly. Most recently, SmartFinance AI was updated on October 4, 2026 and Minty on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*