# MoMo PSB NG vs PayRep

The clearest difference is ads: PayRep at none against MoMo PSB NG's shown. MoMo PSB NG's advantage is update cadence (every 5 days vs every 2 weeks) and iOS requirement (13.0 vs 15.5). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MoMo PSB NG ships an update every 5 days, PayRep every 2 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MoMo PSB NG | PayRep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (147 ratings)](https://appshunter.io/ios/app/momo-psb-ng/id6748454264/reviews)** | — |
| Number of ratings | **147** | — |
| Positive reviews | 37.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Ad-supported | — |
| Size | 164 MB | 133 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [MTN FINTECH(PTY) LTD](https://appshunter.io/developer/1756760151) | [Xchange Box Solutions LTD](https://appshunter.io/developer/1829933274) |

## What reviewers say

### MoMo PSB NG

[App page](https://appshunter.io/ios/app/momo-psb-ng/id6748454264)

Manage your finances with this mobile money app, offering services for sending, spending, saving, and bill payments. It also provides virtual and physical debit cards for online and in-store transactions. Currently available only to customers in Nigeria.

**Highlights:** Send and receive money, Buy airtime and data, Make bill payments, Save and manage savings, Physical MoMo debit card, Virtual MoMo card, Check balance and transactions

**In-app purchases:** none


### PayRep

[App page](https://appshunter.io/ios/app/payrep/id6749309943)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MoMo PSB NG free?

MoMo PSB NG is free to download, with no in-app purchases.

### Is PayRep free?

PayRep is free to download, with no in-app purchases.

### Do MoMo PSB NG or PayRep have ads?

MoMo PSB NG shows ads; PayRep does not.

### Which is updated more often, MoMo PSB NG or PayRep?

MoMo PSB NG ships an update every 5 days, and PayRep every 2 weeks. Most recently, MoMo PSB NG was updated on October 25, 2026 and PayRep on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*