# MoMo PSB NG vs Paymonetra

The clearest difference is ads: Paymonetra at none against MoMo PSB NG's shown. Paymonetra also leads on monetization model (free vs ad-supported) and review sentiment (50% vs 38%). MoMo PSB NG's advantage is ratings volume (157 vs 2) and chart position (#165 vs unranked). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MoMo PSB NG holds the better App Store score, 2.7 against 2.5. That said, the two scores are not equally well evidenced: MoMo PSB NG has 157 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 38% of MoMo PSB NG's written reviews are positive against 50% of Paymonetra's, so the app with the better star average is not the one people write more warmly about.

MoMo PSB NG ships an update every 5 days, Paymonetra every 4 days. The most recent releases landed on November 8, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | MoMo PSB NG | Paymonetra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (157 ratings)](https://appshunter.io/ios/app/momo-psb-ng/id6748454264/reviews)** | [2.5 (2 ratings)](https://appshunter.io/ios/app/paymonetra/id6799161930/reviews) |
| Number of ratings | **157** | 2 |
| Positive reviews | 37.9% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Ad-supported | **Free** |
| Best chart rank | **#165** | — |
| Size | 168 MB | 90 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MTN FINTECH(PTY) LTD](https://appshunter.io/developer/1756760151) | [Monetra Technologies LTD](https://appshunter.io/developer/6799161932) |

## What reviewers say

### MoMo PSB NG

[App page](https://appshunter.io/ios/app/momo-psb-ng/id6748454264)

**Currently charting:** #165 Top Free · Finance (US App Store)

Manage your finances with this mobile money app, offering services for sending, spending, saving, and bill payments. It also provides virtual and physical debit cards for online and in-store transactions. Currently available only to customers in Nigeria.

**Highlights:** Send and receive money, Buy airtime and data, Make bill payments, Save and manage savings, Physical MoMo debit card, Virtual MoMo card, Check balance and transactions

**In-app purchases:** none


### Paymonetra

[App page](https://appshunter.io/ios/app/paymonetra/id6799161930)

Manage your finances with a Nigerian app offering crypto trading, virtual dollar cards, and bill payments. Send and receive money instantly, and pay for airtime, data, and utilities.

**Highlights:** Buy and sell crypto in Naira, Virtual USD card for international payments, Send and receive money to Nigerian banks, Pay for airtime, data, TV, and power, Secure transactions with PIN and alerts, Funds held with licensed partner banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MoMo PSB NG free?

MoMo PSB NG is free to download, with no in-app purchases.

### Is Paymonetra free?

Paymonetra is free to download, with no in-app purchases.

### Which has better reviews, MoMo PSB NG or Paymonetra?

MoMo PSB NG is rated higher. MoMo PSB NG averages 2.7 out of 5 from 157 ratings, while Paymonetra averages 2.5 from 2 ratings.

### Do MoMo PSB NG or Paymonetra have ads?

MoMo PSB NG shows ads; Paymonetra does not.

### Which is updated more often, MoMo PSB NG or Paymonetra?

MoMo PSB NG ships an update every 5 days, and Paymonetra every 4 days. Most recently, MoMo PSB NG was updated on November 8, 2026 and Paymonetra on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*