# FinCliq vs Ramseys

The clearest difference is update cadence: Ramseys at every 5 days against FinCliq's fortnightly. Ramseys also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FinCliq ships an update fortnightly, Ramseys every 5 days. The most recent releases landed on September 23, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | FinCliq | Ramseys |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/fincliq/id6748591937/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Free | — |
| Size | 72 MB | 36 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [FinCliq](https://appshunter.io/developer/1826460351) | [SHAH DIAMONDS, INC.](https://appshunter.io/developer/1568991562) |

## What reviewers say

### FinCliq

[App page](https://appshunter.io/ios/app/fincliq/id6748591937)

This app offers interest-free buy now, pay later plans with no hidden fees, using alternative data for instant approvals. Manage all your payment plans in one place and shop at thousands of merchants. It also features a community savings and lending program.

**Highlights:** Interest-free buy now, pay later plans, Instant approvals with alternative credit data, Manage all payment plans in one place, Shop at over 5,000 merchants, Purchase digital and gift cards, Community-powered savings and lending (Circles), Rewards for on-time payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ramseys

[App page](https://appshunter.io/ios/app/ramseys/id6779637573)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FinCliq free?

FinCliq is free to download, with no in-app purchases.

### Is Ramseys free?

Ramseys is free to download, with no in-app purchases.

### Do FinCliq or Ramseys have ads?

Neither FinCliq nor Ramseys shows ads.

### Which is updated more often, FinCliq or Ramseys?

FinCliq ships an update fortnightly, and Ramseys every 5 days. Most recently, FinCliq was updated on September 23, 2026 and Ramseys on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*