# Debtless vs DebtClear

The clearest difference is update cadence: DebtClear at every 2 months against Debtless's every 7 months. DebtClear also leads on iOS requirement (15.1 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debtless sells 3 one-off in-app purchases and DebtClear sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Debtless ships an update every 7 months, DebtClear every 2 months. Both last shipped on November 5, 2026.

## The numbers

| Metric | Debtless | DebtClear |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/debtless/id6748594182/reviews)** | — |
| Number of ratings | **6** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 5 MB | 49 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Logan Moore](https://appshunter.io/developer/382096113) | [Bayron Varela](https://appshunter.io/developer/1878012602) |

## What reviewers say

### Debtless

[App page](https://appshunter.io/ios/app/debtless/id6748594182)

This app helps you track and plan your debt payoff. It offers features like unlimited debt tracking, payment logging, and strategy comparison. All features are free with no ads or subscriptions, prioritizing user privacy by keeping data on-device.

**Highlights:** Unlimited debt tracking, Payment logging, Debt payoff strategy comparison, Projected debt-free date, On-device AI plan assistant, Statement extraction, Earn ideas tailored to skills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Thanks for the Support! | $0.99 | one-time |
| You're Awesome! | $2.99 | one-time |
| You’re fueling development! | $4.99 | one-time |


### DebtClear

[App page](https://appshunter.io/ios/app/debtclear/id6759307540)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $9.99 | per month |
| yearly premium | $59.99 | per year |


## Frequently asked questions

### Is Debtless free?

Debtless is free to download, with in-app purchases available.

### Is DebtClear free?

DebtClear is free to download, with in-app purchases available.

### Do Debtless or DebtClear have ads?

Neither Debtless nor DebtClear shows ads.

### Which is updated more often, Debtless or DebtClear?

Debtless ships an update every 7 months, and DebtClear every 2 months. Most recently, Debtless was updated on November 5, 2026 and DebtClear on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*