# Debtless vs LoanTrail Mortgage Tracker

The clearest difference is in-app purchases: LoanTrail Mortgage Tracker at none against Debtless's 3. LoanTrail Mortgage Tracker also leads on update cadence (every 5 days vs every 7 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Debtless sells 3 one-off in-app purchases. LoanTrail Mortgage Tracker asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Debtless against 5.0 for LoanTrail Mortgage Tracker. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

Debtless ships an update every 7 months, LoanTrail Mortgage Tracker every 5 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Debtless | LoanTrail Mortgage Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/debtless/id6748594182/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/loantrail-mortgage-tracker/id6773162513/reviews) |
| Number of ratings | **3** | 2 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 5 days** |
| Monetization | — | Free |
| Size | 5 MB | 7 MB |
| Requires iOS | 18.2 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Logan Moore](https://appshunter.io/developer/382096113) | [Andrew Snyder](https://appshunter.io/developer/6772852801) |

## What reviewers say

### Debtless

[App page](https://appshunter.io/ios/app/debtless/id6748594182)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Thanks for the Support! | $0.99 | one-time |
| You're Awesome! | $2.99 | one-time |
| You’re fueling development! | $4.99 | one-time |


### LoanTrail Mortgage Tracker

[App page](https://appshunter.io/ios/app/loantrail-mortgage-tracker/id6773162513)

Track your home loan's progress, including principal paid, balance, and equity. Manually enter payments to visualize payoff scenarios and understand your mortgage's financial trajectory. Offers detailed charts and optional PMI tracking.

**Highlights:** Principal and balance tracking, Equity and home value history, Manual payment entry, Eight payoff charts, PMI tracking, Payoff outlook projections, Export payment data (CSV)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debtless free?

Debtless is free to download, with in-app purchases available.

### Is LoanTrail Mortgage Tracker free?

LoanTrail Mortgage Tracker is free to download, with no in-app purchases.

### Which has better reviews, Debtless or LoanTrail Mortgage Tracker?

Debtless and LoanTrail Mortgage Tracker are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.

### Do Debtless or LoanTrail Mortgage Tracker have ads?

Neither Debtless nor LoanTrail Mortgage Tracker shows ads.

### Which is updated more often, Debtless or LoanTrail Mortgage Tracker?

Debtless ships an update every 7 months, and LoanTrail Mortgage Tracker every 5 days. Most recently, Debtless was updated on October 24, 2026 and LoanTrail Mortgage Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*