# Debtless vs Shahy

The clearest difference is in-app purchases: Shahy at none against Debtless's 3. Shahy also leads on update cadence (every 3 days vs every 7 months). Debtless's advantage is iOS requirement (18.2 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Debtless sells 3 one-off in-app purchases. Shahy asks for nothing beyond the download.

Debtless ships an update every 7 months, Shahy every 3 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Debtless | Shahy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/debtless/id6748594182/reviews)** | — |
| Number of ratings | **6** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 5 MB | 9 MB |
| Requires iOS | **18.2** | 26.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Logan Moore](https://appshunter.io/developer/382096113) | [Pavlo Duda](https://appshunter.io/developer/6821133437) |

## What reviewers say

### Debtless

[App page](https://appshunter.io/ios/app/debtless/id6748594182)

This app helps you track and plan your debt payoff. It offers features like unlimited debt tracking, payment logging, and strategy comparison. All features are free with no ads or subscriptions, prioritizing user privacy by keeping data on-device.

**Highlights:** Unlimited debt tracking, Payment logging, Debt payoff strategy comparison, Projected debt-free date, On-device AI plan assistant, Statement extraction, Earn ideas tailored to skills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Thanks for the Support! | $0.99 | one-time |
| You're Awesome! | $2.99 | one-time |
| You’re fueling development! | $4.99 | one-time |


### Shahy

[App page](https://appshunter.io/ios/app/shahy-expense-tracker/id6821133434)

**Features:** iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Debtless free?

Debtless is free to download, with in-app purchases available.

### Is Shahy free?

Shahy is free to download, with no in-app purchases.

### Do Debtless or Shahy have ads?

Neither Debtless nor Shahy shows ads.

### Which is updated more often, Debtless or Shahy?

Debtless ships an update every 7 months, and Shahy every 3 days. Most recently, Debtless was updated on November 5, 2026 and Shahy on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*