# Budget Planner and Tracker vs Smart Budget

The clearest difference is in-app purchases: Smart Budget at none against Budget Planner and Tracker's 5. Budget Planner and Tracker's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Budget Planner and Tracker sells 5 in-app purchases, starting at $4.99 per 7 days. Smart Budget asks for nothing beyond the download.

Budget Planner and Tracker ships an update every 2 weeks, Smart Budget every 5 weeks. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Budget Planner and Tracker | Smart Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (7 ratings)](https://appshunter.io/ios/app/budget-planner-and-tracker/id6748604085/reviews)** | — |
| Number of ratings | **7** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 weeks |
| Monetization | Freemium | — |
| Size | 95 MB | 37 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Harvey Duke](https://appshunter.io/developer/1824619573) | [Mateusz Hermanowicz](https://appshunter.io/developer/1829300299) |

## What reviewers say

### Budget Planner and Tracker

[App page](https://appshunter.io/ios/app/budget-planner-and-tracker/id6748604085)

Manage your personal finances with this intuitive budgeting tool. Track expenses, customize categories, and gain insights with AI-powered recommendations. A free version is available, with a subscription unlocking advanced features.

**Highlights:** Quick transaction input, Customizable budget categories, Cross-device syncing, Detailed charts and reports, AI-powered financial insights, Recurring subscription tracking

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Weekly | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $39.99 | per year |
| Lifetime | $59.99 | one-time |


### Smart Budget

[App page](https://appshunter.io/ios/app/smart-budget/id6749210342)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Planner and Tracker free?

Budget Planner and Tracker is free to download, with in-app purchases available.

### Is Smart Budget free?

Smart Budget is free to download, with no in-app purchases.

### Do Budget Planner and Tracker or Smart Budget have ads?

Neither Budget Planner and Tracker nor Smart Budget shows ads.

### Which is updated more often, Budget Planner and Tracker or Smart Budget?

Budget Planner and Tracker ships an update every 2 weeks, and Smart Budget every 5 weeks. Most recently, Budget Planner and Tracker was updated on October 24, 2026 and Smart Budget on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*