# Budget Planner and Tracker vs Budgets

The clearest difference is iOS requirement: Budget Planner and Tracker at 16.0 against Budgets's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget Planner and Tracker sells 5 in-app purchases, starting at $4.99 per 7 days and Budgets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Budget Planner and Tracker ships an update every 2 weeks, Budgets fortnightly. The most recent releases landed on September 29, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Budget Planner and Tracker | Budgets |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (7 ratings)](https://appshunter.io/ios/app/budget-planner-and-tracker/id6748604085/reviews)** | — |
| Number of ratings | **7** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Freemium | — |
| Size | 95 MB | 6 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Harvey Duke](https://appshunter.io/developer/1824619573) | [Michael van de Kerkhof](https://appshunter.io/developer/1892212649) |

## What reviewers say

### Budget Planner and Tracker

[App page](https://appshunter.io/ios/app/budget-planner-and-tracker/id6748604085)

Manage your personal finances with this intuitive budgeting tool. Track expenses, customize categories, and gain insights with AI-powered recommendations. A free version is available, with a subscription unlocking advanced features.

**Highlights:** Quick transaction input, Customizable budget categories, Cross-device syncing, Detailed charts and reports, AI-powered financial insights, Recurring subscription tracking

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Weekly | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $39.99 | per year |
| Lifetime | $59.99 | one-time |


### Budgets

[App page](https://appshunter.io/ios/app/budgets-spending-tracker/id6761960092)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Budgets | $2.99 | one-time |


## Frequently asked questions

### Is Budget Planner and Tracker free?

Budget Planner and Tracker is free to download, with in-app purchases available.

### Is Budgets free?

Budgets is free to download, with in-app purchases available.

### Do Budget Planner and Tracker or Budgets have ads?

Neither Budget Planner and Tracker nor Budgets shows ads.

### Which is updated more often, Budget Planner and Tracker or Budgets?

Budget Planner and Tracker ships an update every 2 weeks, and Budgets fortnightly. Most recently, Budget Planner and Tracker was updated on September 29, 2026 and Budgets on October 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*