# BAC vs Splitwo

The clearest difference is in-app purchases: BAC at none against Splitwo's 2. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Splitwo sells 2 in-app purchases, starting at $1.99 per month. BAC asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for BAC against 5.0 for Splitwo. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

BAC ships an update every 3 weeks, Splitwo monthly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | BAC | Splitwo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/bac/id6748622970/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/splitwo/id6782092464/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Freemium |
| Size | 205 MB | 53 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Bac Credomatic Network](https://appshunter.io/developer/465180283) | [QALI-T Sociedad De Responsabilidad Limitada](https://appshunter.io/developer/6782092466) |

## What reviewers say

### BAC

[App page](https://appshunter.io/ios/app/bac/id6748622970)

Manage your finances with a renewed, simpler, and more agile experience. Access accounts, cards, payments, and transfers from a single, secure platform. Discover new features designed for intuitive financial management.

**Highlights:** Simplified home screen with main actions, Real-time balance updates, Credit card spending graphs, Manage additional credit cards, Country-specific transaction menus, View account and card details, Transfer money between accounts and to third parties

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Splitwo

[App page](https://appshunter.io/ios/app/splitwo/id6782092464)

Easily divide expenses with friends, roommates, or on trips. Create groups, add costs, and see who owes whom. Settle debts with a few taps and keep a clear record of all transactions.

**Highlights:** Group creation for various occasions, Flexible splitting methods (equal, percentage, amount), Instant balance calculation, Payment recording and debt settlement, Receipt photo attachment, Multi-currency support, Activity history logging

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitwo Premium Monthly | $1.99 | per month |
| Splitwo Premium Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is BAC free?

BAC is free to download, with no in-app purchases.

### Is Splitwo free?

Splitwo is free to download, with in-app purchases available.

### Which has better reviews, BAC or Splitwo?

BAC and Splitwo are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do BAC or Splitwo have ads?

Neither BAC nor Splitwo shows ads.

### Which is updated more often, BAC or Splitwo?

BAC ships an update every 3 weeks, and Splitwo monthly. Most recently, BAC was updated on October 30, 2026 and Splitwo on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*