# Savvos SmartPay vs O2 Renew

Savvos SmartPay and O2 Renew are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 4 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Savvos SmartPay | O2 Renew |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (13 ratings)](https://appshunter.io/ios/app/savvos-smartpay/id6748625187/reviews)** | — |
| Number of ratings | **13** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Monetization | Free | — |
| Size | 28 MB | 122 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Savvos](https://appshunter.io/developer/1826660614) | [Sutra Fitness, Inc.](https://appshunter.io/developer/914371834) |

## What reviewers say

### Savvos SmartPay

[App page](https://appshunter.io/ios/app/savvos-smartpay/id6748625187)

Manage your health plan details, connect with providers for virtual visits, and securely pay for medical appointments. This app simplifies accessing and paying for your healthcare.

**Highlights:** Health plan access, Virtual doctor visits, Secure payment processing, Payment history tracking, Benefit details

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### O2 Renew

[App page](https://appshunter.io/ios/app/o2-renew/id6784780270)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Savvos SmartPay free?

Savvos SmartPay is free to download, with no in-app purchases.

### Is O2 Renew free?

O2 Renew is free to download, with no in-app purchases.

### Do Savvos SmartPay or O2 Renew have ads?

Neither Savvos SmartPay nor O2 Renew shows ads.

### Which is updated more often, Savvos SmartPay or O2 Renew?

Savvos SmartPay ships an update every 4 weeks, and O2 Renew every 4 weeks. Most recently, Savvos SmartPay was updated on October 24, 2026 and O2 Renew on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*