# Billwise vs PayClear

The clearest difference is ads: Billwise at none against PayClear's shown. Billwise also leads on update cadence (every 11 days vs every 2 months). PayClear's advantage is iOS requirement (15.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Billwise sells 3 in-app purchases, starting at $0.99 per 7 days and PayClear sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Billwise ships an update every 11 days, PayClear every 2 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Billwise | PayClear |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/billwise-bill-reminder/id6748648630/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 11 days** | Every 2 months |
| Monetization | Freemium | — |
| Size | 26 MB | 69 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [El ghali khalid](https://appshunter.io/developer/1826804874) | [MATEUSZ KOZŁOWSKI](https://appshunter.io/developer/1891665055) |

## What reviewers say

### Billwise

[App page](https://appshunter.io/ios/app/billwise-bill-reminder/id6748648630)

Effortlessly manage your bills and payments with this intuitive reminder app. It offers smart tracking, customizable notifications, and secure local storage to ensure you never miss a due date. Gain insights into your spending with premium analytics.

**Highlights:** Intuitive bill creation and categorization, Visual countdown timers for bills, Customizable payment reminder schedules, Bill calendar view, Spending tracker with monthly trends, Biometric authentication for security, Data export functionality

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Bills – Weekly | $0.99 | per 7 days |
| Unlimited Bills – Monthly | $2.99 | per month |
| Lifetime access | $29.99 | one-time |


### PayClear

[App page](https://appshunter.io/ios/app/payclear-subscription-tracker/id6780266678)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayClear Lifetime Unlock | $7.99 | one-time |


## Frequently asked questions

### Is Billwise free?

Billwise is free to download, with in-app purchases available.

### Is PayClear free?

PayClear is free to download, with in-app purchases available.

### Do Billwise or PayClear have ads?

PayClear shows ads; Billwise does not.

### Which is updated more often, Billwise or PayClear?

Billwise ships an update every 11 days, and PayClear every 2 months. Most recently, Billwise was updated on October 30, 2026 and PayClear on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*