# Pay9 vs Xledger 2

The clearest difference is iOS requirement: Pay9 at 16.6 against Xledger 2's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay9 ships an update every 3 weeks, Xledger 2 fortnightly. The most recent releases landed on September 14, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Pay9 | Xledger 2 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Size | 178 MB | 60 MB |
| Requires iOS | **16.6** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Masterpay Global](https://appshunter.io/developer/1805103438) | [Xledger Inc](https://appshunter.io/developer/1831029447) |

## What reviewers say

### Pay9

[App page](https://appshunter.io/ios/app/pay9/id6748682413)

**In-app purchases:** none


### Xledger 2

[App page](https://appshunter.io/ios/app/xledger-2/id6749545142)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pay9 free?

Pay9 is free to download, with no in-app purchases.

### Is Xledger 2 free?

Xledger 2 is free to download, with no in-app purchases.

### Do Pay9 or Xledger 2 have ads?

Neither Pay9 nor Xledger 2 shows ads.

### Which is updated more often, Pay9 or Xledger 2?

Pay9 ships an update every 3 weeks, and Xledger 2 fortnightly. Most recently, Pay9 was updated on September 14, 2026 and Xledger 2 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*