# Margin vs Spendly

The clearest difference is in-app purchases: Spendly at none against Margin's 4. Spendly also leads on iOS requirement (13.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Margin sells 4 in-app purchases, starting at $2.99 per 7 days. Spendly asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 2, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Margin | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 days | Every 5 days |
| Size | 18 MB | 28 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Diego Santos](https://appshunter.io/developer/981971225) | [Univers Group Dooel](https://appshunter.io/developer/1775169704) |

## What reviewers say

### Margin

[App page](https://appshunter.io/ios/app/margin-ai-summarize-articles/id6748705626)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Plan | $2.99 | per 7 days |
| Pro Plan | $5.99 | per 7 days |
| Basic Yearly | $39.99 | per year |
| Pro Yearly | $79.99 | per year |


### Spendly

[App page](https://appshunter.io/ios/app/spendly-expense-tracker/id6755915290)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Margin free?

Margin is free to download, with in-app purchases available.

### Is Spendly free?

Spendly is free to download, with no in-app purchases.

### Do Margin or Spendly have ads?

Neither Margin nor Spendly shows ads.

### Which is updated more often, Margin or Spendly?

Margin ships an update every 5 days, and Spendly every 5 days. Most recently, Margin was updated on October 2, 2026 and Spendly on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*