# KoinSave vs PayOption

The clearest difference is update cadence: KoinSave at every 5 days against PayOption's every 10 days. PayOption's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KoinSave ships an update every 5 days, PayOption every 10 days. The most recent releases landed on September 30, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | KoinSave | PayOption |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/koinsave/id6748754614/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 10 days |
| Monetization | Free | — |
| Size | 54 MB | 53 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [KoinSave Technologies Limited](https://appshunter.io/developer/1827268034) | [PayOption](https://appshunter.io/developer/1844629757) |

## What reviewers say

### KoinSave

[App page](https://appshunter.io/ios/app/koinsave/id6748754614)

This finance app offers tools to grow savings and protect money from inflation. It provides secure USD-backed options and a straightforward way to manage funds for various financial goals. Build your financial future with confidence using modern saving methods.

**Highlights:** Save smarter, Protect money from inflation, Grow savings, USD-backed saving options, Fast signup, Strong security

**Features:** macOS Compatibility

**In-app purchases:** none


### PayOption

[App page](https://appshunter.io/ios/app/payoption/id6753717146)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is KoinSave free?

KoinSave is free to download, with no in-app purchases.

### Is PayOption free?

PayOption is free to download, with no in-app purchases.

### Do KoinSave or PayOption have ads?

Neither KoinSave nor PayOption shows ads.

### Which is updated more often, KoinSave or PayOption?

KoinSave ships an update every 5 days, and PayOption every 10 days. Most recently, KoinSave was updated on September 30, 2026 and PayOption on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*