# Roo Money vs SubGate

The clearest difference is in-app purchases: SubGate at none against Roo Money's 5. SubGate also leads on update cadence (every 3 days vs fortnightly). Roo Money's advantage is iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. Roo Money sells 4 in-app purchases, starting at $0.99 per 7 days. SubGate asks for nothing beyond the download.

Roo Money ships an update fortnightly, SubGate every 3 days. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Roo Money | SubGate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (15 ratings)](https://appshunter.io/ios/app/roo-money/id6748836168/reviews)** | — |
| Number of ratings | **15** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 111 MB | 62 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Code Pebble Inc](https://appshunter.io/developer/1764111531) | [Kidslox inc](https://appshunter.io/developer/1678487934) |

## What reviewers say

### Roo Money

[App page](https://appshunter.io/ios/app/roo-money/id6748836168)

This app offers a unique budgeting system designed around daily spending habits rather than rigid monthly categories. It aims to keep users connected to their finances without causing burnout, helping manage expenses, savings, and debt.

**Highlights:** Daily cash pacing, Four spending pouches, Automated bill management, Quick transaction swiping, Savings and debt tracking, User-friendly interface

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription (live QA) | $0.99 | per 7 days |
| Monthly Subscription | $11.00 | per month |
| 7 day free trial, $11/mo | $11.00 | per month |
| Annual Subscription | $84.00 | per year |


### SubGate

[App page](https://appshunter.io/ios/app/subgate-cancel-subscriptions/id6793903149)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Roo Money free?

Roo Money is free to download, with in-app purchases available.

### Is SubGate free?

SubGate is free to download, with no in-app purchases.

### Do Roo Money or SubGate have ads?

Neither Roo Money nor SubGate shows ads.

### Which is updated more often, Roo Money or SubGate?

Roo Money ships an update fortnightly, and SubGate every 3 days. Most recently, Roo Money was updated on October 15, 2026 and SubGate on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*