Comparison

Finanjo vs Splitify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finanjo

Features
Read full description

Money shouldn't feel confusing. Or heavy. Or like something you avoid until the end of the month. Finanjo is an AI-powered personal finance app that helps you see your money clearly, track your credit score, manage credit cards, and understand your loans, without spreadsheets, guilt, or constant effort. Connect your bank accounts and credit cards once, and Finanjo quietly does the work in the background. It tracks your money, checks your credit score, organises your spending, and shows you what's actually happening, so you can make better decisions naturally. No judgement. No pressure. Just clarity. Finanjo lets you: See all your bank balances and credit cards in one place with Pocket Power. Check your credit score for free and understand what's helping or hurting it. Automatically track and categorise every transaction, UPI, card, or cash. Get AI suggested budgets based on how you really spend. Understand where your money goes, without manually logging anything. Track your loans and EMIs alongside your everyday spending. Split expenses with friends or groups, clearly and fairly. Track cash flow and compare month to month. Meet Jo, your AI assistant, ask anything about your money and get instant, clear answers. Stay aware, not anxious, about your finances. Finanjo is built on the RBI-regulated Account Aggregator framework, so your data stays secure, encrypted, and always in your control. Finanjo Ventures is a SEBI Registered Investment Adviser, backed by AJVC. Finanjo isn't here to tell you what to do with your money. It's here to help you understand it. When you understand your money, better choices follow on their own. Don't just spend. Understand.

About

Splitify

Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.

Highlights
  • Group expense splitting
  • AI receipt scanner
  • Bank and credit card sync
  • Spending insights and budgets
  • Net worth tracking
  • AI-powered finance assistant
  • Multi-currency support
Read full description

Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Finanjo4 screens
Splitify4 screens

Verdict

The call

The clearest difference is in-app purchases: Finanjo at none against Splitify's 6. Finanjo also leads on ads (none vs shown) and iOS requirement (16 vs 18.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month. Finanjo asks for nothing beyond the download.

UpkeepUpdate frequency

Finanjo ships an update weekly, Splitify every 4 days. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Finanjo versus Splitify: the parameters behind the verdict, then further details
ParameterFinanjoSplitify
PriceFreeFree
Rating—3.2 (5 ratings) — better
Positive reviews—87.5% of reviews
Number of ratings—5 — better
Update frequencyWeeklyEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS16 — better18.0
Further details — not scored
Size126 MB116 MB
Age rating12+12+
DeveloperFinanjo Ventures Private LimitedFindat Private Limited

In-app purchases

None

Finanjo

No in-app purchases

3 purchases

Splitify

Subscriptions3
  • Splitify Pro Monthly7 Days trial2 variants$2.991 Month
  • Splitify Pro Quarterly7 Days trial2 variants$7.993 Months
  • Splitify Pro Yearly7 Days trial2 variants$19.991 Year

Questions

Is Finanjo free?
Finanjo is free to download, with no in-app purchases.
Is Splitify free?
Splitify is free to download, with in-app purchases available.
Do Finanjo or Splitify have ads?
Splitify shows ads; Finanjo does not.
Which is updated more often, Finanjo or Splitify?
Finanjo ships an update weekly, and Splitify every 4 days. Most recently, Finanjo was updated on October 24, 2026 and Splitify on October 30, 2026.

Other comparisons