Total Send vs Monet

Send money to Latin America without hidden fees and with competitive exchange rates. Total Send works with major payment networks like Visa® and Mastercard® to enable secure and convenient transfers from the US to your loved ones abroad. Trackable transfers with visible fees and delivery status. PAY LESS, SEND MORE - Enjoy competitive rates that are provided through our financial network. See the quoted rate before payment. - You’ll see the total cost upfront — no last-minute surprises. REGISTER IN MINUTES AND START SENDING MONEY - All you need is an official photo ID such as a Passport, Driver's License, State ID, or similar. - Send money from your mobile phone in just a few steps. SECURITY AND CONVENIENCE - Transfers are processed through regulated financial partners using encrypted technology. - Pay with your Visa® or Mastercard® cards, or with cash at our network of participating stores. COUNT ON US - Your experience is our priority. Please email us if you need any assistance. - We understand the importance of your money and the person to whom you are sending it. - Our team comprises individuals who understand your culture and needs. Your family deserves nothing less. - We designed this app to help you take care of your loved ones, just as we would. Why choose Total Send? Because here, you're with family. Our mission is to provide you with reliable tools to send, receive, and manage your money with confidence and ease. Download Total Send today and send money your way. Disclaimer: Transfer speeds, exchange rates, and availability may vary based on payment method, receiving institution, and location. All fees and quoted exchange rates are disclosed before confirming your transaction. Total Send by Leap Financial is not a bank or a money services business and operates through licensed financial partners. Visa® and Mastercard® do not guarantee exchange rates or endorse this product.

Money that moves with you. Monet is a cross-border fintech app for people and businesses working beyond one country. Open a Monet account, access eligible virtual account details, receive payments and manage international money movement in one place. ACCESS BEYOND BORDERS Eligible non-U.S. residents can complete identity verification without a U.S. Social Security number, using the identification required for their country. Supported Mexican identity documents are accepted for eligible applicants through our verification providers. Requirements depend on your residence and the service you use; U.S. residents may need an SSN or other accepted tax identification. Account services require identity verification and provider approval. VIRTUAL ACCOUNTS & ACH ACCESS Get local receiving details for the currencies available to your verified account. Eligible USD virtual accounts support receiving ACH bank transfers. Share your approved account details to receive permitted payments, and send to supported bank accounts and local payment destinations. Available currencies, payment sources, fees and delivery times depend on your account and route. INVOICING FOR GLOBAL WORK Create and share invoices, organize customer payments and reuse invoice templates. Accept bank payments in the currencies supported by your available virtual accounts. Keep your invoices and payment activity together, whether you work with clients nearby or across borders. AI INSIGHTS FOR YOUR MONEY Explore your spending and transaction activity with AI insights. Ask questions, spot spending patterns and better understand where your money goes. Insights use available account data and can be incomplete or mistaken; check the underlying transactions before making decisions. CONNECTED FINANCIAL INFRASTRUCTURE Monet integrates services from providers including Bridge, Stables, Coinbase and Transak to support eligible account, funding and transfer features. The provider available to you depends on your location and the service. Review the displayed fees, exchange rate and payment details before confirming. We are building broader access to financial tools for people and businesses across borders. Monet is a financial technology company, not a bank. Virtual account and payment services are provided through third-party providers. Availability varies by country, residency, verification status and provider approval. Not every user is eligible for every service. A virtual account does not by itself make your Monet balance a bank deposit or provide deposit insurance.